Your final examination -- making a sentence based on below phrases used in news articles we have covered

1. rehydration salts or intravenous fluids

2. Web 2.0

3. Wikis

4. cross-strait exchange

5. Fannie Mae in 1938 and Freddie Mac in 1970

6. mortgage lending institution

7. bail out

8. a Consent Decree that took effect in 2001

9. Somali pirates

10. Irish wake


"would have been"

(The length of the sentence shall be no less than 10 words)